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Business Accounts
• Business Account
• Business Package I
• Business Package II
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Business Insurance
Easy, Affordable & PACE Of Mind.
You want convenient, affordable insurance solutions to protect your assets, your income and the financial future of your business. PACE offers a full range of insurance products to meet those needs with comprehensive coverage and hassle-free claims service. PACE makes it easy to enjoy peace of mind!
Contact the CUMIS Insurance Life Events Planning Centre at 1 (800) 263-9120 for more information.
The Power of CUMIS T-10 Life Insurance includes:
The CUMIS T-10 Life Insurance coverage is underwritten by CUMIS Life Insurance Company, which since 1935, has concentrated on the insurance needs and concerns of credit unions and their members across Canada.
Flexible Coverage
Can be used exclusively as personal life insurance.
Can be issued on a single life basis or a joint first-to-die basis.
Premiums remain level for each ten-year term up to age 75.
Insurance is automatically renewed at 10-year intervals at guaranteed rates.
Coverage expires on your 75th birthday.
You have the option to convert all or part of your insurance, at anytime up to age 70, to a permanent plan, without having to provide any evidence of insurability. In other words, regardless of your health.
Living Benefits
Should you, or anyone jointly included under the policy, become terminally ill, this benefit provides up to 50% of the total coverage (to a maximum of $125,000) to help manage extra expenses.
Survivorship Benefits
Should an insured's death occur at an early age, this benefit provides the surviving insured with the option to purchase a CUMIS T-10 policy within 90 days after the date of the insured's death - without having to meet any underwriting requirements.
Extra Death Benefit
Available on joint first-to-die coverage, this benefit pays an additional 25 per cent of the death benefit if the second insured dies of any cause within 120 days of the first insured.
Optional Benefits
Disability Premium Waiver - a benefit that waives your premiums in the event of a total disability lasting more than 6 months.
Children's Rider - provides coverage for all of your children aged 15 days to 21 years in amounts of $10,000, $20,000 or $30,000. The coverage may be converted to any CUMIS permanent product between the ages of 18 to 21 years.
Other Features
Legal fee benefit will pay $1,000 to your beneficiary to help with the legal costs in settling your estate.
To be eligible you must be a Canadian resident aged 16 to 65.
Smoker to non-smoker rate conversion after 12 months of smoking cessation.
30 day "Free Look" period.
Pre-authorized chequing (PAC) available.
CUMIS Life Insurance and The CUIS Program
Big enough to handle all you insurance needs.small enough to care!
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