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Mortgages
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High Ratio Mortgages
Signed, Sealed & All Yours.

Make the leap to home ownership with a High Ratio Mortgage from PACE. A High Ratio Mortgage will get you through the door with just 5% down - that's only $10,000 down on a $200,000 home (traditional mortgages require a 25% downpayment).

To make your downpayment, you can even withdraw funds from your RRSP savings through the RRSP Home Buyer's Plan.

If it's time for you to own your own home, contact your PACE Personal Account Manager today!

The Power of a PACE High Ratio Mortgage includes:

  • PACE-setting rates! Our low mortgage rates are hard to beat.
  • Approved CMHC and GE Capital Lender, up to 95% of appraised value
  • Fast PACE applications! Get pre-approved before you buy!
  • Option to pay down 10% of the original principal annually.
  • The ultimate in flexible payments: weekly, bi-weekly or monthly - tied to your paydays!
  • Mortgage Life Insurance available.



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